Space out bills with DBS Payment Plans Earn S$50 cash rebate when SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. on Citibank's application. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. $888. The Centurion Card is by far the most exclusive among the credit cards available in Singapore. With CIMB Credit Cards, enjoy a high cashback of up to 10%! And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. The AMEX KrisFlyer Blue, as it’s affectionately called, offers one of the best air miles welcome bonus to help jumpstart your air miles game. That’s not bad for a first credit card, especially considering there are no fees whatsoever. Weigh hundreds of credit card options at once. Whether you’re looking for travel rewards, cash back on everyday purchases, a way to build credit, or a better way to pay down costly debt, we’ve done the research and crunched numbers to find the very best option for you. Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Many credit cards do feature an automatic annual fee waiver for the first one or two years. Here are some options for finding the best first credit card. Deciding between the AMEX Blue and the AMEX Ascend? The best first credit cards have minimal credit requirements (if any at all) and give cardholders regular access to a free credit score, in addition to exceptional offerings like rewards, few costs, or a low APR. So you see, getting a credit card has always seemed an insurmountable and needless milestone…at least, to … Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, American Express Singapore Airlines KrisFlyer Credit Card, instant digital credit card approval and issuance, highest cashback rates for groceries, dining, Grab and petrol, Top 6 Air Miles Credit Cards in Singapore, Why Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore, 6 Credit Cards That Give Free Access To Airport Lounges, The Best Miles Cards… May Be Rewards Cards, Low earn rate of $1 = 1.1 miles on local spend, $1 = 3.1 miles on Grab rides and select coffee, fast food, food delivery, pharmacy, and entertainment merchants, 8% cash back on Groceries & Petrol daily, worldwide, 6% cashback on Dining at restaurants, cafes, fast food eateries, caterers daily, worldwide, Fuel savings of up to 20.88% at Esso & Shell, Up to $1,000,000 coverage when you charge your travel tickets to the card, Low minimum spend of $800 per month required to earn cashback. You want a card with great rates and features, and one you can actually get. Additionally, we will provide you with a Future Cruise Credit for the value of one day’s worth of … Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. It is at least double the price (if you consider it along with the joining fee) of the next most expensive one available. Charged when you move a balance from one card to another, usually 2% to 4% of the amount transferred. Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. On a good day, Singapore’s Suites might be the best first class soft product in the world. Picking your first credit card can be a challenge. Best Business Credit Cards American Express® Business Gold Card: Best Business Credit Card For Membership Rewards The Business Platinum Card® from American Express: Best … NerdWallet’s credit card finder tool helps you pick the best credit card for your needs. Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. The American Express® Singapore Airlines KrisFlyer Credit Card Receive up to 13,300 KrisFlyer miles with a min. So if you’re a cashback credit card fanatic, you might wanna bookmark this article for future reference. (at Chase's secure site) Earn 80,000 … Cash Back 1.5% Cash Back Cap Unlimited Min. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program. Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. Sign in now to claim your free savings guide. This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Senior business executives who travel often for work or leisure may want to check this out. Sign-up bonus: $200 bonus after spending $500 in their first three months, plus earn 5% back on the first $12,000 on groceries in your first account year. A credit card is a form of unsecured credit issued by banks. Love it.” ”, Discover for yourself the most suitable option. We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. 5.0 Apply Now. The best airline credit cards offer perks that can save frequent flyers hundreds of dollars a year. In addition to being open to applicants with limited credit profiles, they also offer: 1. When you’re just starting out without much credit history, finding the right credit card can be tough. Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. Benefits & Info. Different credit cards will suit different spending, lifestyle profiles and reward preferences. Or accumulate points for shopping vouchers? Here are the 5 most popular credit cards in Singapore, based on our data: 1. Best first-time credit cards Chase Freedom Unlimited: Best for future value. You do get more benefits. By Rohith MurthyRohith leads SingSaver, a financial comparison site aimed at helping consumers in Singapore save money and time by finding the right financial products. Or would you rather enjoy cash rebates? Also, a min. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. Earn up to 80,000 points. Now that you’ve seen a snapshot of these cards, let’s take a closer look at each one. You’ll have to choose the best one for you. Earn Miles That Don't Expire - Annual Fee Applies. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. I found and applied for a cashback card easily on their website. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Promotion valid till 31 July 2020. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. Chase Sapphire Preferred® Card. Best Credit Card Sign-up Free Gift; Best Singapore Deposit Rates; Calendar; Credit Cards, Prepaid Cards, Banks all; ongoing ; started today ; ends today ; starts tomorrow ; upcoming ; YouTrip: Sign up & get up to $8 cashback on 21 brands, plus a chance to win $100! It’s in 140 countries compared to Visa and Mastercard’s 200+. You can earn up to 10 miles for every S$1 spent on online travel booking expenses and your points never expire, so you can accumulate them to redeem for even more holidays. SingSaver Promotion: Get $150 cash credit when you apply as a new UOB cardmember and make a minimum spend of $1,500. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. Let’s assume you charge an average of $1,000 per month to your credit card. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! It’s definitely a great fuss-free cashback credit card for all-rounded spending. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. I found and applied for a cashback card easily on their website. Credit Card. Find the best online brokerage firm that suits your needs and start investing today. 2.8/5. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! A secured credit card is often your best option when getting your first credit card, and this is a good one. All Singapore credit cards come with a credit limit and an interest rate which is set by the lender. On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. Coupled with a relatively low minimum monthly spend of $800, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car. Best . Here’s why: You don’t necessarily need an … Here are the 5 most popular credit cards in Singapore, based on our data: The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. UOB PRVI Miles Visa Card: Up to 6 mpd on travel sites. 6 reviews ➔ Apply Now. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Both payment networks are easy and secure to use. The best starter credit cards all share similar qualities. BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards BOC Credit/Debit Cards BOC Qoo10 Credit Cards BOC Elite Miles World Mastercard BOC Zaobao Credit Card … As a first-time credit card holder who dines out regularly, you’d love the Note that American Express also issues its own credit cards, even though it’s not a bank. Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. BEST Online Offer! Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. Customers must have an annual income of at least $500,000 to have the card and pay an annual fee of $2,000. Compare the Best Overseas Credit Cards in Singapore. Your personal and financial data stays safe through 2-factor authentication. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. Credit Cards Get the Maybank Credit Card that complements your lifestyle and gives you the best rewards. And the best part? On a lunch or dinner flight departing Singapore their catering is typically excellent, and they sometimes have caviar, satay, etc. Annual Fee … SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. Think about your current lifestyle and spending habits. Find a credit card that works for you by comparing rewards, low rates, cashback cards and more. The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. Look no further than below for Best Credit Card Promotions & Bonuses here! Standard Chartered Unlimited Credit Card: A great fuss-free cashback credit … Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … Do you want to collect air miles and fund your upcoming travels? However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. This is because you’ll want to maximize the rewards you’ll earn, be able to use those rewards to realize your goals, and of course, be able to pay off your balance in full each month. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. The first three-odd years of my working life were also spent dodging paying off my CPF education loan from, like, 2012. $1 = 6 miles on Agoda, Expedia and UOB Travel, 35,000 welcome miles upon approval and annual fee payment, Low miles earn rate for local (1 mid) and overseas (2 mpd) spend, Unlimited lounge access across 1,100 airport lounges, 1 complimentary airport limousine transfer and express immigration clearance on $2,000 spent on eligible purchases per month, $20 worth of Grab rides when you apply online with MyInfo via SingPass, 5,000 bonus miles upon spending $3,000 (new and existing cardholders), Spend $3,000 within first 3 months to receive 3,300 miles on 1.1 earn rate, 24″ Acer Monitor (worth S$349) upon spending $3,000 (new cardholders only). When it comes to your credit scores, the average length of your credit history matters. Credit cards, are no doubt, one of the basic financial tools we all need to get through the tough times. Citi® Double Cash Card – 18 month BT offer. Use of this site constitutes acceptance of our. You’re in luck! If a bank credit card interests you, two of the best credit card rewards programs are American Express and Chase, because their points can be transferred to a wide variety of partners. Capital One Platinum does not require a security deposit. Visa and Mastercard are extremely widely accepted worldwide, both online and offline. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! They stand out from the majority of credit cards, which require a more established credit history to qualify. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. Annual fees aren’t the only type of credit card charges you might be paying. $150 cash credit when you spend $1,500 within 30 days from approval date. Comparing Best Credit Card in Singapore (updated 2019) Compare and select the best credit card that most suitable for your daily usage. Limited credit can limit your options. Valid till 31 Dec 2020. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). Heck, I only got my first life insurance plan last year. This overview of rewards cards basics will help you learn about the different rewards programs out there and, most important, whether or not it’s worth signing up for a … When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. OCBC Titanium Rewards Card is the best shopping card on the market, for expats and native Singaporeans alike–in fact, no shopping card is more comprehensive and versatile. Some cards waive the annual fee when a target spending amount has been reached in the previous year. Best Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. Find the best airline card and start earning miles today. When comparing the best credit cards for rewards, it is often a good choice to combine multiple credit cards each specializing in a particular spending type or card feature that best suits your lifestyle. $1 = 4.4. miles on local bus and train rides via mobile contactless. The best first credit card is the Capital One Platinum Credit Card because it has a $0 annual fee and offers high approval odds to people with limited or no credit history. All financial products and services are presented without warranty. The minimum annual income required for one to qualify for this card is S$150,000. Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. If you have no credit or very limited credit, you’ll need to read up on building credit for the first time. Cardholders earn 1.1 miles per S$1 on general spend (2 miles T&Cs apply. Read the latest news about Best Deals Credit Card products in Singapore and the best money saving tips. The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … Personalised, bite-sized reads, money hacks and product recommendations. At The Balance, we name the best credit cards based on the features we think are the most valuable for different sets of needs. Capital One Platinum Credit Card: Best feature: No annual fee. The best rewards credit cards for signup bonuses and category spend bonuses with spending requirements, points/miles worth, and full review. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! 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